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Key Benefits

Low lock-in period

Your money is locked-in for just 3 years, as against much longer lock-in periods in other options.

Save up on taxes

With Birla Sun Life Tax Relief '96, you can also save up to Rs. 51,912 of income tax.

Potential to earn dividends

While your money is locked-in for 3 years, you may opt for the dividend option and you can receive tax-free dividends during this time. This feature is unique to tax saving solutions from mutual funds.

Tax-free returns

When you withdraw your investment after 3 years, the returns (if any) are totally tax-free. Yes, you save taxes on both, your initial investment and on the returns (if any) too.

Earn market linked returns

Since investments are predominantly made in stocks of Indian companies, the value of your investment moves with the stock market. Although it comes with market related risks, your money is diversified i.e. spread out across stocks of multiple companies and is monitored by an investment expert with an aim to minimize such risks.

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Mutual Fund investments are subject to market risks, read all scheme related documents carefully.